Bridging

A bridging loan typically takes less time to arrange, however, it is not always the most cost-effective solution. We will use our knowledge and expertise to ensure that all avenues have been explored before recommending a bridging loan. If it is the correct solution based on your circumstance and there is a clear exit strategy in place, then we will be happy to advise & recommend a suitable bridging product that will assist you in meeting your goal.

About Us

Cubic Financial Services is dedicated to providing clients with expert advice on Mortgages (Residential & Buy to Let) & Protection (Life Insurance, Income Protection, Accident Sickness & Unemployment insurance). We are also able to assist you if you have any Commercial, Bridging & Development Finance requirements. We are committed to putting clients at the heart of everything we do and to developing long-term relationships with our clients. This is achieved by ensuring that we understand the individual needs of each client.

Whilst we pride ourselves on the friendly and approachable nature of our advisers and on being an integral part of the local community in Slough and surrounding areas, we at Cubic Financial Services are keen to help clients nationwide, to ensure that you have access to the right advice regardless where you live.

What Might a Bridging Loan Be Used For?

Purchasing

Purchase a property before selling your current property- To ensure that you do not jeopardise your purchase and therefore use a short-term bridging loan to purchase the onward property before the sale of your existing property completes.

Auction Property Purchase

Such situations have a limited period within which the purchase needs to complete. If you are unable to get the funds quickly enough to complete the property purchase, then a bridging loan may allow you to complete and avoid losing the deposit that you will have paid to secure the deal.

Purchasing a property that is not suitable for a mortgage

A property that might have been purchased when it was in a poor condition does not mean that you will not be able to obtain a mortgage on it after the appropriate works have been carried out. A bridging loan will allow you to get access to the funds that are needed to carry out the restoration, conversion or refurbishment work on the property with a view to get a mortgage on it at a later stage or to put it up for sale.

“We are committed to putting clients at the heart of everything we do and to developing long-term relationships with our clients”

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